Our agents will take the time to understand your auto coverage priorities whether your household residing in 27569 includes a first-time driver, specialty vehicle, or specific financial concerns. No matter what your priorities, the versatile policy options and coverage programs.
What does car insurance cover?
Many state laws require liability coverage, also known as “property damage/bodily injury.” It can help cover expenses from damaging a vehicle to injuring a person in an accident.
Collision coverage can help pay for damage to your car after an accident involving another vehicle.
Comprehensive car insurance
Known also as full coverage auto insurance, comprehensive coverage can help pay for damage to your car from vandalism, weather events and accidents involving animals.
Uninsured motorist insurance
Uninsured motorist insurance coverage helps protect you and your vehicle from uninsured drivers and hit-and-run accidents.
Underinsured motorist insurance
Underinsured motorist insurance helps protect you from drivers who do not have enough insurance to cover the costs of an accident.
Medical payments coverage
Mandatory in some states, Med Pay coverage can help cover medical costs related to an accident, regardless of who is at fault. In addition, personal injury protection can help defray costs from medical bills and lost wages as the result of an accident.
Personal injury protection (PIP) insurance
Personal injury protection insurance can help defray costs from medical bills and lost wages as the result of an accident.
Accidents are hard enough. Learn how you can avoid a rate increase following the first at-fault accident on your policy. In addition, gap insurance coverage can help cover the amount you owe on your new car after an accident.
This optional auto insurance coverage can help you if you need a tow, run out of gas or get a flat.
Towing and labor insurance
This coverage can reimburse you for a tow and for the labor costs to get your car up and running again.
Rental reimbursement insurance
Rental car reimbursement helps pay for a rental car if your own vehicle can’t be driven after an accident.
Classic car insurance
Classic car insurance provides specialized coverage for the unique needs of vintage car collectors. From antique motorcycles to vintage trucks, classic car insurance coverage extends to a wide range of classic vehicles.
Protect your house and personal property by choosing the right insurance coverage. With something as important as your home, even small gaps in coverage can present big areas of concern for Princeton homeowners. Maybe it’s a detached garage or storage shed. Maybe it’s high-dollar valuables that are kept inside the home.
Every policy starts with competitive rates, but between multi-policy, protective device and a number of personal status discounts, most Princeton homeowners qualify for at least one policy discount.
What Does Homeowners Insurance Cover?
We not only cover your home, but also you, your family and your personal belongings. Read more about our homeowners insurance coverage types below and start your homeowners insurance quote today.
This insurance helps protect the structure, built-in appliances and wall-to-wall carpet of your house from damage.
Replacement cost plus
This coverage can pay an additional amount of your home coverage limit if additional money is needed to rebuild after a loss.
Water backup of sewer
Broadens the coverage for loss due to water backup through sewers or drains.
Other structures coverage
This option covers property not attached to your house. This can include a detached garage or a gazebo.
This protection helps cover your furniture, clothing and other items in your home from covered losses as defined by your policy.
This insurance consists of two parts: bodily injury and property damage. If an accident occurs in your home that damages someone or something, personal liability can help pay for covered damages.
Personal umbrella liability insurance
A personal umbrella policy offers an extra layer of protection for your assets. This includes bodily injury, property damage and personal injury to others for which you are held liable.
Medical payments to others
This coverage may help pay for medical or funeral expenses of someone who is injured on your property.
Ordinance or law insurance
This insurance may help pay to rebuild your house to current building codes after a covered loss.
This option protects your house and its contents from flood damages. It is a separate policy with its own deductible.
This insurance provides additional coverage due to earthquake damage. A separate deductible applies.